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Most home buyers start their home search on the net. If you’re a real estate agent or broker and you think your website should
be doing more, you’re not alone. Realtors are in a very competitive business and a good web site will make your business more successful.

A realtor’s website design needs to accomplish several things. First, your realtor site represents your business image and your value proposition, or why that buyer should choose you as their agent. If your website looks like it was done by a 12 year old, that’s the first impression you’re going to project! If you’re not good at graphic design, this is not the place to learn. It’s your business, and the success of your realtor business on the internet starts with a good, professional web design and reliable web hosting.

Basics

You can decide this question in two ways:

at a personal levelat a financial levelThe personal level is something for you to decide. You may decide to buy a house because you like the sense of ownership or having your own backyard. These are non-financial questions.

Financial Factors To Consider

When you rent you have the following factors:

monthly rental costno tax savings on rent paymentsno sharing in the increase in the value of the propertyno sharing in the decline in the value of the propertyno property taxno chance to build up equity in the property When you buy a property you have the following factors:

Up to 40% of the people who paid a higher rate for a sub-prime mortgage because of bad credit, may have been able to get a better loan, according to a recent survey.

In deciding the fate of your mortgage application, lenders follow underwriting guidelines regarding the allowable number of late payments, and other derogatory credit issues. Depending on the severity of your credit problems, underwriters look for information in your loan file to strengthen and back up their decision to approve your loan.

Here are 4 compensating factors that can offset bad credit in a mortgage application:

Buying HUD (Department of Housing and Urban Development) homes isn’t necessarily a way to get rich quick. These homes are supposed to be sold at market value, after all, which would seemingly make the great deals you hear about a myth. However, there are some profit opportunities here.

One of the reasons you still find good deals on HUD homes - even though they are supposed to sell at market value - is that they are sold “as is.” These are houses that have been foreclosed on and repossessed, so the previous owner may not have had the means nor the motivation to properly care for the home. They often have enough problems to scare away most home buyers.